Best and worst car insurance companies
- Property Damage Liability: Covers the repair or replacement costs for damages caused to another person’s property in an accident for which you are at fault.
Collision Coverage: Covers the cost of repairs or provides compensation for the actual cash value of your vehicle if it is damaged in a collision with another vehicle or object، regardless of fault. Collision coverage typically requires a deductible to be paid before the insurance coverage applies.
Comprehensive Coverage: Covers damages or losses to your vehicle caused by events other than collisions. This can include theft، vandalism، fire، natural disasters، falling objects، animal collisions، and certain types of weather-related damage. Like collision coverage، comprehensive coverage often has a deductible.
Personal Injury Protection (PIP) or Medical Payments Coverage: Provides coverage for medical expenses، lost wages، and other related costs for you and your passengers regardless of fault in an accident.
It’s important to review the specifics of any insurance policy to understand what it covers and any limitations or exclusions that may apply. Coverage options، limits، and deductibles can vary between policies and insurance providers. If you’re looking for comprehensive coverage، it’s advisable to discuss your specific needs with insurance agents or representatives to find the policy that best suits you.
Discover the top-rated and lowest-rated car insurance policies according to our experts، and learn which car insurance providers offer exceptional customer service.
